LENDING

 

VEHICLE RATES

Effective Date: October 28, 2024

Type APR* As Low As Term
Auto Loan (New & Used) - Up to 7 years
Recreational Vehicle - Up to 15 years
Utility Trailers - Up to 5 years

MORTGAGE RATES

Effective Date: October 28, 2024

Type APR* As Low As Term
30-Year 1st Mortgage 30 years
Home Equity Line Of Credit 10 years to advance, 10 years to pay back
Home Equity Loan 15-year fixed rate
Personal Construction Loan 9-Month Draw
Spec Home Construction Loan 9-Month Draw
 
 

PERSONAL LOAN RATES

Effective Date: October 28, 2024

Type APR* As Low As Term
Personal Advances - Up to 3 years

VISA/LINE OF CREDIT

Effective Date: October 28, 2024

Type APR* As Low As
VISA Platinum
VISA Classic
Overdraft Line of Credit
Visa Secured Credit Card
 
 

ACCOUNTS

 

SHARE ACCOUNTS

Effective Date: November 1, 2024

Share Accounts included are Prime, Secondary, Business, My Account, Fresh Start and IRA Shares.
Account Dividend Rate APY**
Share Accounts
 

SHARE DRAFT ACCOUNTS

Effective Date: November 1, 2024

Account Dividend Rate APY**
Share Draft / Elite 55
Fresh Start Share Draft
Business Share Draft
Business Plus Share Draft
 

MONEY MARKET

Effective Date: November 1, 2024

Money Market Dividend Rate APY**
$2,500.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.000 or greater

CERTIFICATES

Effective Date: October 28, 2024

(Share or IRA Certificates)

OPEN A CERTIFICATE NOW
Term Dividend Rate APY**
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
 

CERTIFICATE PROMOTIONS

Effective Date: October 28, 2024

(Promotions do not apply to IRA certificates.)

Terms (Months) Rate APY**
5 4.426% 4.500%
8 3.941% 4.000%
21 3.552% 3.600%
 
 
 

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