Auto Loans

BUY OR REFINANCE WITH CONFIDENCE

Your car is an expression of you, so it has to be just right. Whether you're buying or refinancing, Coloramo can help you. We offer competitive rates and a fast approval process, so you will be on the road in no time. Get behind the wheel of your dream car today. The next time you are looking to purchase a vehicle, apply for the loan at Coloramo and then go to the dealership pre-approved. Or, if you are already at the dealership, tell them you want it financed at Coloramo. Most area dealers can finance your vehicle with us through an indirect lending program called CUDL.

 

Competitive rates

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  • Terms up to 84 months 

  • Work with dealers on CUDL for easy car buying experience

  • Peace of mind with loan protection programs: GAP, Major Mechanical, Credit Life & Disability/ Unemployment Protections

Shop SMART

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Shop Smart! Use Auto Smart tools to search vehicles, compare prices, calculate loan payments, and more. This is a great place to start shopping to see what fits your lifestyle the best.

 

Home Loans

Affordable Mortgages in Grand Junction & All of Western Colorado

Coloramo is a complete mortgage solution. Buying or refinancing a home can be an overwhelming process. At Coloramo, you will find an experienced lending team you can trust to help you navigate the options and choose a home mortgage loan that works best for you. Our goal is to help you achieve your real estate dreams with a loan you can afford and assist you through the process every step of the way. We do all of our own underwriting in-house. That means the same friendly faces that helped you close your loan are the same local people to service it, too!

 

Our rates and terms ARE some of the BEST in Western Colorado 

Home Rates

We provide quick turnaround times and offer a variety of loan packages to fulfill your needs.

HOME LOANS MADE EASY

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  • First Mortgage Loans

  • Home Equity Loans/Lines of Credit

  • Home Mortgage Refinancing

  • Construction Loans

  • FHA & VA Mortgage Loans contact MORTGAGEDEPT@COLORAMO.ORG

 

School

Your Education, Your Terms

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At Coloramo, we believe in empowering students to achieve their educational dreams. Our cutting-edge student loan marketplace is designed to help you find the best student loan in a matter of minutes, not months. Our student loans are specifically designed to cover all your education-related expenses. From tuition fees and room and board to textbooks, supplies, transportation, and other essential costs, we've got you covered. Don't let financial barriers hold you back from achieving your dreams.

  • Search for in-school and refinance loans that suit your unique situation

  • Explore competitive fixed and variable interest rates for ultimate personalization

  • Enjoy flexible repayment terms and options that fit your budget

  • Say goodbye to origination fees and prepayment penalties

 

Adventure

Going on an adventure creates strong bonds with family and friends and makes lasting memories that you will always cherish. We make it easy for you to live life to the fullest with our competitive loans and flexible financing! Coloramo Finances the best memories! Visit or call us today to find out more.

 

BOATS & PERSONAL WATERCRAFT

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Enjoy your journey by escaping the daily grind and hot summer heat. Feel the fresh open air fill your lungs and have the freedom to explore new places. We can’t guarantee happiness, but we can help you buy a boat to get you started in a good direction.

Side-by-Sides, ATVs, Dirt Bikes, & Motorcycles

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Fulfill your sense of wonder and fuel your daydreams! There is nothing more exhilarating than going where your car can’t take you! Don’t forget to take the time to create your next story with a recreational loan today!

 

Motor Homes & Campers

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It’s time to get outdoors to connect with family and friends and get back to what matters most! Your next adventure is waiting; get started now!

Horse, Utility, & Travel Trailers

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Having a trailer is a valuable asset! Take your favorite toys and animals and go make your next memory.

 

Personal

Personal loans are loans that don’t have a title used as collateral, also known as unsecured loans or signature loans. Coloramo offers personal loans for an auto repair, home repair, vacations, back-to-school supplies, computers…you name it!

 

FOR WHATEVER’S AHEAD, WE’RE RIGHT HERE WITH YOU

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With no collateral required, you can borrow a specific amount of money at one time and pay it back through regular monthly payments.

  • No collateral required

  • Regular, fixed monthly payments

  • No penalty for repayment in full at any time

  • Various repayment terms available

VISA CREDIT CARD

SWIPE WITH CONFIDENCE

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Whether you're paying for everyday expenses or making lifestyle investments, Coloramo's Credit Card options keep you in control of your finances. Compare the credit card offers you get in the mail with the Coloramo VISA Credit Card!

Classic Visa

  

Platinum Visa
No Annual Fee
No Overlimit Fee
Cash Advance Rate = Purchase Rate
Balance Transfer Rate = Purchase Rate
  Earn Rewards
  Competitive Low Rate

Access Platinum Visa card rewards in your online banking!

Rewards Tutorial
 

Certificate-secured loans and Visa Secured Credit Cards

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Certificate-secured loans and Visa Secured Credit Cards offer a host of advantages. These financial products are backed by a deposit placed into a savings account or Share Certificate, making them ideal for individuals focused on credit building or repair. With the security of the deposit, these options often come with favorable interest rates, making them an excellent choice for those seeking competitive terms while improving their creditworthiness. Whether you're on a journey to establish credit or looking to mend a damaged credit history, these solutions provide a valuable pathway to achieve your financial goals.

  • Good way to build credit 

  • Low interest rates

 

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