Our job is to make you look good…

Coloramo is local! We were founded in Grand Junction in 1953.

All underwriting is done right here, which means all Coloramo loans are kept in-house for servicing, underwriting, processing, payments, etc. from start to finish.

We are accessible. We are down the street, can meet any time and available by phone or video chat.

We offer 30-year fixed, 15-year fixed, Construction Loans, Home Equity Lines of Credit, and more.

Quick turn around times! We can close a conventional 30-year fixed mortgage in as little as 15 days. If there are delays, they won’t be Coloramo, just the stipulated waiting periods, appraisals, etc.

We allow bi-weekly, monthly, and bi-monthly payments.

No pre-payment penalties.

We have the expertise and flexibility to create the loan your client needs (based on payment, amortization, a specific term). 

As a Not-For-Profit Financial Cooperative that is owned by our members, we do not have “junk” fees. Our Origination Fee for a 1st Mortgage is 1% and among the lowest on 2nd Mortgages ($289 Underwriting Fee).

We have Pricing Meetings every two weeks to make sure we offer Competitive Rates!

Our roots are in Western Colorado. Our employees live here. Our underwriters are local. Decisions are local.

We can do Real Estate loans in the 8-county Western Slope area: Mesa, Delta, Montrose, Ouray, Gunnison, Rio Blanco, Moffat and Garfield counties.

We have technology that allows loans to be closed remotely, even if the signers are not in person—whatever is most convenient for your client.